What Is A Deferred Annuity? This video explains what a deferred annuity is and why it’s different from an annuity that pays you right away. The core idea is simple: you put money in now, it grows tax-deferred, and you choose to start income later when you need it for retirement. You’ll learn the two phases—accumulation and payout—and what happens in each. We’ll cover the main types of deferred annuities (fixed and indexed), how interest is credited, and the role of surrender periods and penalty-
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📈 Interest rates have skyrocketed over the past couple of years, and they might go even higher! For over a decade, we were used to near-zero rates, but now the landscape has completely changed. This shift has impacted everything from mortgages and car loans to consumer debt and, yes, even your annuity. 💡 🏦 Many annuity companies are increasing rates on fixed and indexed products and adjusting terms like retirement income guarantees. This means that newer annuity options could offer more attra
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