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With the new changes to our farm loan program, collateral requirements for direct loans are reduced from requiring available security equal to 150% of the loan amount down to 125%. This will allow borrowers the ability to access capital from other lenders to accelerate the growth of their farm or ranch. FSA is also removing the requirement that applicants pledge their primary residence as additional collateral for a new loan. Additionally, after establishing a history of on-time payments, FSA wi
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