🚨 3 TYPES OF DOWN PAYMENT ASSISTANCE (DPA) PROGRAMS 🚨 If you’re trying to buy a home but the down payment is stopping you — READ THIS 👇 ✅ 1️⃣ FORGIVABLE DPA • Acts like a loan • Gets forgiven after X years of living in the home • You don’t pay it back if you stay long enough 🕒 ✅ 2️⃣ NON-FORGIVABLE DPA • Also a loan • Usually paid back when you sell or refinance • Still helps you get in the door with LOW upfront cash 🔑 ✅ 3️⃣ DPA GRANT • 💰 FREE MONEY (yes, really) • No repayment • Limited av