Credit cards can be a fantastic financial asset — but only if you know how to use them. So how do they work? Basically, credit cards let you borrow money to pay for stuff. Every month you get a bill – if you pay it IN FULL, there’s no interest to pay. If you leave ANY amount unpaid, even just a penny, you’ll be charged interest on the FULL amount (except if you’ve got a 0% period). What are the key rules to remember? 1️⃣ Always pay it off IN FULL each month, or before the end of the 0% period if
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Credit cards can be a fantastic financial asset — but only if you know how to use them. So how do they work? Basically, credit cards let you borrow money to pay for stuff. Every month you get a bill – if you pay it IN FULL, there’s no interest to pay. If you leave ANY amount unpaid, even just a penny, you’ll be charged interest on the FULL amount (except if you’ve got a 0% period). What are the key rules to remember? 1️⃣ Always pay it off IN FULL each month, or before the end of the 0% period if
5.2K views6 months ago
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Got a Tesco Clubcard? Got 500 points or more on your account? You’ll want to take advantage of this deal by Tuesday 29 July! 100 Clubcard points normally = £1 in Tesco vouchers. But you can double your points value if you convert them into Tesco’s Days Out Rewards Partner codes for places like Blackpool Pleasure Beach, the London Eye, Chessington and loads more – and this then triggers your 1,000 bonus points. 🤩 You’ve nothing to lose, and potentially a fun day during the summer holidays to gai
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Got a Tesco Clubcard? Got 500 points or more on your account? You’ll want to take advantage of this deal by Tuesday 29 July! 100 Clubcard points normally = £1 in Tesco vouchers. But you can double your points value if you convert them into Tesco’s Days Out Rewards Partner codes for places like Blackpool Pleasure Beach, the London Eye, Chessington and loads more – and this then triggers your 1,000 bonus points. 🤩 You’ve nothing to lose, and potentially a fun day during the summer holidays to gai
10.4K views10 months ago
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The humble penny could be your key to saving big in 2026! Search ‘MSE 1p Savings Challenge’ for full info and how to get started! We’d love to hear how you get on, so make sure to bookmark and come back later to let us know how it’s going. 😊 | MoneySavingExpert.com
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The humble penny could be your key to saving big in 2026! Search ‘MSE 1p Savings Challenge’ for full info and how to get started! We’d love to hear how you get on, so make sure to bookmark and come back later to let us know how it’s going. 😊 | MoneySavingExpert.com
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Is your EHIC still valid? mse.me/ehic-card | MoneySavingExpert.com
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Is your EHIC still valid? mse.me/ehic-card | MoneySavingExpert.com
6.2K viewsMar 13, 2018
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Our Credit Club is your new financial CV. It's quick, easy to use, and offers a free credit report. Sign up now and find out your score: mse.me/creditclub | MoneySavingExpert.com
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Our Credit Club is your new financial CV. It's quick, easy to use, and offers a free credit report. Sign up now and find out your score: mse.me/creditclub | MoneySavingExpert.com
18.5K viewsMar 5, 2017
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It's your LAST CHANCE this weekend to get 50% off London black cabs 🚖 until midnight bonfire night! Find out how to claim here: mse.me/blackcabs | MoneySavingExpert.com
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It's your LAST CHANCE this weekend to get 50% off London black cabs 🚖 until midnight bonfire night! Find out how to claim here: mse.me/blackcabs | MoneySavingExpert.com
90.1K viewsNov 3, 2017
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Picking a savings account can be confusing, but MSE Megan is here to explain the differences to help you decide which is best for you. See more mse.me/top-savings | MoneySavingExpert.com
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Picking a savings account can be confusing, but MSE Megan is here to explain the differences to help you decide which is best for you. See more mse.me/top-savings | MoneySavingExpert.com
4.6K viewsJul 15, 2018
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Martin Lewis explains PPI Reclaiming
317.7K viewsFeb 18, 2009
YouTubeMartin Lewis
4:23
Martin Lewis on Instagram: "Your beginners guide to how the tax free allowances work for savings… Far more detail, and all top products in the savings section on MoneySavingExpert.com"
924.7K views7 months ago
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Looking forward to having a clear out next bank holiday weekend? Don't be too hasty with that rubbish, some people might BUY it! mse.me/flogyourrubbish | MoneySavingExpert.com
68.3K viewsAug 19, 2017
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Here's how using an app can help you save, budget and control your money mse.me/bankingapps | MoneySavingExpert.com
6.2K viewsJan 5, 2018
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Are you struggling with debt? MSE Megan is here with some top tips to help you get your debt under control: http://bit.ly/2KbM2Hp | MoneySavingExpert.com
4.5K viewsOct 9, 2018
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How do you get unlimited pizza 🍕 salad 🥗 etc for just £12.99 (£7.99 for under-12s)? Watch the video and read more mse.me/pizzabuffet | MoneySavingExpert.com
74.1K viewsAug 13, 2017
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Ever been refused a refund after not getting something you paid for? Did you know that you can ask your bank to ‘reverse the transaction’ and get your money back via ‘chargeback’? ✨ This little-known protection can recoup £1,000s and works on a range of debit, prepaid and credit cards, including Visa, Mastercard and American Express (Amex). The main requirement for getting your money back is evidence that there’s been a breach of contract, this includes: - If the company goes into administration
13.7K views9 months ago
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Stop press 📣The new MSE Forum is open for business! We've moved all 1.9m accounts & over 45m posts across to our shiny new ( future-proof) platform. We hope you love it as much as we do 😊 Remember, you'll need to reset your password when you login 👍 https://bit.ly/2H29qa7 | MoneySavingExpert.com
5.1K viewsFeb 7, 2020
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This is the ONE MoneySaving trick that EVERYONE should do! Make sure to bookmark in case you need to come back to it! Not only is it quick and easy to get started – once you’re up and running, the savings come (almost) EVERY time you spend. Some have even made £1,000s over the years! And that’s without changing their shopping habits or spending more than they need to. If you’d like to give it a go, but want a bit more info before you start, head to the MSE website to find full details to make th
4.3K viewsMar 15, 2025
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Don’t get caught up in the Black Friday hype. Before you spend, ask yourself do I need it? Can I afford it? If the answer’s no to either, DON’T buy it. If you have your eye on something, compare prices to make sure you’re REALLY getting a deal before you part with your cash. And if you’re shopping for Christmas, our Deals Predictor tool can also help you keep an eye on when big brands are likely to launch their festive discounts to help you spread the cost! 🎅 As usual, we’re doing our big analy
8.7K views6 months ago
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1:47
Martin Lewis on Budgeting
159.5K viewsMay 19, 2009
YouTubeMartin Lewis
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A number of councils and businesses have STILL been charging fees for credit card payments after the ban. http://bit.ly/2Ddbfl3 | MoneySavingExpert.com
13.9K viewsJan 18, 2018
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“It’s not even Easter!” We hear you. Yet preparing early can help ease stress later in the year while saving you money! So here are few more tips to boost your Christmas coffers 👇 ✨ Before you start saving, remember this: Don’t plan the perfect Christmas. First work out what you can afford. Christmas is one day – it’s not worth getting into debt over. 💰 If you’ve been inspired to start saving, pop your money into a savings account to earn interest on top. Right now you can get up to 4.51% for
2.5K viewsFeb 27, 2025
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Trying to get your finances in order without visiting MSE | MoneySavingExpert.com
16.6K viewsNov 24, 2021
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Not many people know about this trick, so it’s possible you could bag a real steal. 😆 Here are the main accounts you can check out: • Sussex Police on eBay. • Leicestershire Police on eBay. • Northamptonshire Police on Vinted. Thames Valley Police is also on eBay, but it hasn’t had any items for sale for a while now. For more info, search ‘MSE Police Auctions’ – and do let us know if you manage to bag a bargain, whether it’s something for yourself or as part of your Christmas present shopping!
77.7K views6 months ago
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14:03
Martin Lewis – are Lifetime ISAs right for you?
86.1K viewsMar 18, 2016
YouTubeMartin Lewis
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How to set yourself up for 2026 savings – grab your diary, calendar, mobile reminder, or whatever else you use and let us know how you get on! These dates are specific to you, but there also a few more fixed dates that are worth noting down, too: 📝 31 January: Online self-assessment tax return deadline. 💡 31 March, 30 June, 30 September and 31 December: Do your energy meter reading (if you don’t have a working smart meter)! 💰 5 April: Last day of the 2025/26 tax year. Stay tuned for part two.
30.1K views4 months ago
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Did you know about this trick? 🤯 It’s surprisingly easy to unlock a 33% discount on off-peak, pay-as-you-go fares on the Tube, Elizabeth line, DLR, London Overground and National Rail in London. 🤔 How much could you save? Spoiler: a lot! It all depends on the number of off-peak journeys you make. But for example, if you’re travelling in Zones 1 to 3, you could save anywhere between 70p to £1.05 PER JOURNEY. And it’d be even more if you’re going to Zone 4 and beyond. So if you’re travelling off
52.7K views7 months ago
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Martin Lewis urgent tip for savers - watch before midnight tonight
132K viewsSep 12, 2023
YouTubeMartin Lewis
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We can’t think of anyone more deserving of a freebie this weekend, can you? 🙌 After the London Marathon or Manchester Marathon, take your tired legs (or ask someone nicely for a piggy back 😄) to any of these places to bag yourself a very well-deserved treat! Some are available in both London and Manchester, and some are London-only (we’ve specified the latter on-screen), and all are dine-in only. As with many freebies, there are some limits, so make sure to get full details before you go - plu
5.3K viewsApr 24, 2025
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You’re Spending Too Much! | Jordon Cox | TEDxChelmsford
96K viewsSep 15, 2016
YouTubeTEDx Talks
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MSE Megan French shares tips on how to get cheap car cover if your premiums rise mse.me/car-insurance | MoneySavingExpert.com
10.5K viewsMar 5, 2017
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3:55
Martin Lewis: How to get the best holiday money deals
43.2K viewsAug 15, 2014
YouTubeMartin Lewis
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