Registered indexed-linked annuities (RILAs) continued to be one of the fastest growing product segments within the U.S. life insurance industry in 2025, according to a new AM Best report.
Understanding which licenses and processes are required to sell variable annuities is an essential step for financial professionals–including financial advisors, brokers or insurance agents–who are ...
Driven by favorable interest rates and an aging Baby Boomer demographic, U.S. annuity sales are expected to hit a near-record ...
Variable annuities can be powerful tools for retirement planning. They provide guaranteed income options with tax-deferred growth that few other products can match. However, they are also complex, ...
Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...
Key Points High-yield savings accounts currently offer close to 4% interest rates with no fees at many banks, making them a ...
The latest preliminary data release from LIMRA show advisors leaning into RILAs, income annuities and protection strategies ...
UBS has a history of costly litigation stemming from the sale of volatile investment products. UBS Financial Services Inc.
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. These rules act as practical guidelines, and understanding them before ...
People who buy annuities for lifetime income often think of them as an investment, when they're more like insurance, experts ...
The message about fees is worth digging into further, as it presents one of the biggest objections made to variable annuities. Variable annuities have generally come under attack for the higher ...