Q: We live in a townhome community in Texas. There is a large tree in the city-owned alley adjacent to our homes. If a storm causes the tree to fall over and damage a townhome, who would be responsible for the damage?

Florida statutes currently say if a neighbor's tree falls on your property, you have to pay to deal with it. A new bill puts that back on the owner.

A proposed Florida law could shift the responsibility for fallen trees from property owners who suffer damage to the owners of the trees themselves.